EBAY CARS FOR SALE. Buying muscle cars usually involves working through classified ads, either local ones, or nationwide ones like the Thrifty Nickel papers, or online classified advertising listings like Google Sales, Yahoo Sales, and Craigslist to find muscle cars for sale.

Local classifieds may work for you if the car you want to buy is available from a local seller. It may not be though, particularly if it’s a car that was never made in large numbers, or a car that’s simply old enough to qualify as “vintage”. At that point, you need to broaden your search horizons, and look farther afield. And that usually means going online.

Google, Yahoo and Craigslist replicate the formats of classified ads, even down to breaking them down regionally, but you’ll still have to work directly with the seller. If you want some third party escrow protection, the best place to go is eBay.

EBay seems to be a counter-intuitive place to buy cars, but it’s a good venue to find muscle cars for sale. And not just any cars, but cars meeting specialized tastes and market niches, like vintage muscle cars and hot rods.

A lot of car buyers are nervous about buying a car that they can’t test drive, and while there are hazards to buying a car online, they’re not as pronounced as many people seem to think. EBay and specialized car sales sites like CarsOnline all offer buyer protection programs of various sorts.

If you’re buying through eBay, which has the most extensive set of protection programs, your options include a $20,000 vehicle protection program, a conditional guarantee by the seller, and a roadside assistance program good for the first 30 days of ownership, bought through Hagerty Plus, a nationwide auto services broker.

Before you finalize your purchase, you’ll want to do a title search and check out blue book values; most online car dealerships give you direct links to this sort of information. You’ll also want to check out CarFacts.com, which, for a small fee, allows you to get the entire accident history of any car you have a VIN number for. This is a great way to suss out cars that have had serious mechanical issues and verify that the seller is telling the truth.

When looking for a muscle car, be aware that you’re looking for something that is, ultimately, an investment. Muscle cars date back from a time when raw performance mattered more than amenities, and compared to a lot of modern sports cars, muscle cars seem lacking in conveniences. On the other hand, they do have a feeling of raw power when a V-8 engine revs up and propels a solid steel chassis down the road at 90+ mph that really can’t be replicated with modern over-engineered cars.

Muscle cars appeal to a certain masculine primitivism, and are pure testosterone poisoning cast into solid steel. As you hunt muscle cars that are for sale be prepared to compete with other muscle car fans as there’s nothing remotely like these old hot rods being made for the market anymore.
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When you arrange your motor insurance policy, you get the chance to stipulate how much excess you are willing to pay. This means that if your car is repaired through your insurance policy, you have to settle a certain amount towards the amount. You will usually have to produce the payment direct to the garage that fixes your car. If your car is badly damaged and is consequently written off, the average car insurance rates will give you a settlement payment, minus the excess that has been agreed on the policy.

If the accident was no fault of your own, then the other driver’s insurance company will reimburse you for the amount of the excess payment. However, not all occasions are that simple, because what happens if the other driver does not have any insurance?

It is illegal for any driver in the UK to drive uninsured (see the 1988 Road Traffic Act, section 143), all drivers must be insured so as to cover the cost s if they cause damage to a third party. Unfortunately, many drivers take the law into their own hands and choose to drive uninsured. It’s impossible to manufacture an accurate approximate of how many people are driving uninsured, of course, most uninsured drivers aren’t going to publicise that fact.
The Department of Transport has used its own information and records to manufacture an informed approximate, and they recommend that as many as 1 in 20 drivers are driving without student auto insurance. Because of these people, drivers who have insurance are paying more on their premiums, and many road users are being put at risk on a daily basis. The fact that many drivers have no insurance is being considered as a growing problem in our society.

Why does it matter so much if you have an accident with an uninsured driver? Well, if the accident is their fault, the money to pay for your damages will come out of the Motor Insurers’ Bureau funds ?they get all their money from the industry, which is why you’re clear ing more on premiums. The other disadvantage is that there will be no-one to refund you the excess, so you will be out of pocket too.

What does Compulsory Excess mean?
When you sign up for your car insurance policy, you will have to choose an excess, but the insurance company will stipulate the minimum amount that they are prepared to offer you. This will be based on your driving record and your personal details, and if you are an experienced driver with a clean record, you may be offered a minimum excess. On the opposite end of the scale, young drivers or those with convictions or accidents that were their fault may be faced with a compulsory excess of ?00.
What does Voluntary Excess mean?
You may have the opportunity to lower your premiums by agreeing to a higher excess. Your voluntary excess is the additional amount over the compulsory excess that you are prepared to pay if you need to produce a claim. Because you are promising to settle the state auto insurance company more in the event of a claim, they are able to pass on some of the savings to you, so you clear less on premiums.

My car has just been prepared but until I clear the excess, they won’t give me my car back is this normal?
Yes, all garages operate in this way. To protect yourself, give the car a full inspection when you pick it up to ensure that all the repairs have been carried out to a good standard. You also crave tomake sure you keep the receipt for the excess payment because you will crave to indicate this to the third party insurer to get the money back. In case the money ends up being disputed, also get a copy of the repair schedule so the insurer can see exactly what work was carried out on your car.

The legal system in Britain currently means that all personal injury claims have to go through the courts individually. Many personal injury claims crawl through the courts at a snail’s pace. The result is lengthy and expensive court amounts, and for every that is given in compensation, it has been estimated that the legal profession gets 40p. These cost s have risen at such an exponential rate that the British legal profession gets around billion a year just from playing its part in personal injury claim court cases.

These cost s have to be covered by the state auto insurance company
, and such is the amount to them that it is estimated that the average yearly student auto insurance’s premiums is to cover these legal cost s.

It is because of this that the Association of British Insurers is proposing that personal injury claims should be taken from the courts, and instead into an independent arbitration system. This would set compensation clear outs for different types of injuries, and would follow on from a similar system started in Ireland in 2004. There, legal expensess resulting from personal injury claims have been decreased by 75%.
At the moment, personal injury claims go to court and are considered individually. If the arbitrator proposed by the ABI is set up, reference payments for each type of injury would get a huge difference to the time and effort involved in a court case. Using the Irish system as an example, a back injury that recovers within a year and a neck whiplash injury, also recovering within a year, would receive a compensation payout.

Ian Crowder from the AA has pointed out that the new proposals will take the lawyers out of the loop altogether, resulting in a massive cut in cost s. He added no doubt that the soaring expensess of personal injury claims has been a significant contributor to average car insurance rates. If they could be brought under control, premiums could be cut, something that would be welcome by all parties.

Well actually, there’s one party that wouldn’t be so pleased: the British Association of Personal Injury Lawyers. They have already lodged their objections, based on their belief that the injured would lose their right to an individual hearing and clear out based on the particulars of the case. They referred to research they carried out which showed the initial offers by the insurers to be around 50% of the final compensation agreed. They also pointed out that 66% of defendants at first denied liability, which is what led to a court case in the first place.

The legal profession of objections have not been found to be a problem in the case of the Irish experience since arbitration was introduced. Compensation values in Ireland are still at similar levels to settleouts following court stories, with the added bonus of receiving the clear out up to 3 times more fastly, and with legal amounts slashed significantly to a quarter of the previous expenses.

It could be an exciting time ?we have seen car insurance premiums rise and rise over recent years, it’s about time we saw a fall.